Legal Notices - State Bar of California
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Disclaimer of Advice
The information on this website is general in nature and is intended for educational purposes only. It does not constitute legal advice on which you may act. Every situation is unique, and general principles of law may, or may not, apply. Moreover, to increase the user-friendliness, Fredrick E. Clement, Attorney at Law, has simplified complex legal concepts. Such simplification may create the misunderstanding or misapplication of a given principle of law. Accordingly, persons who act on the general information contained on this website, and without consulting with competent counsel, do so at their own peril.
Attorney is Admitted to Practice Law Only in California
Fredrick E. Clement, Attorney at Law, is admitted to practice law only in the state and federal courts in the State of California. Fredrick E. Clement, Attorney at Law, is not seeking, and will not accept, clients whose matters should be brought in a jurisdiction outside California. The information included on this website is applicable only to persons in the State of California. This website is not an attempt to obtain clients from jurisdictions other than California or to practice law in any other jurisdiction.
No Attorney-Client Relationship
Accessing this website, viewing the material contained herein, or communicating with Fredrick E. Clement, Attorney at Law, will not create an attorney-client relationship. No attorney-client relationship will be formed unless and until a fee agreement is signed by Fredrick E. Clement, Attorney at Law, and you have posted any applicable retainer. Unless and until retained, Fredrick E. Clement will undertake no actions to protect your rights.

